Terms and Conditions

1. Acceptance of these terms

Welcome to Nord Wealthvik (we, us, our, Platform). These Terms govern your (you, your, User) access to our website, apps, trading tools, and related services (Services). By using the Services you agree to these Terms and our Privacy notice plus Cookie notice. If you do not accept them, discontinue use of the Services.

2. Eligibility, user accounts, and limits

You must be at least 18 years old and legally able to enter into a contract. You confirm that you are not located in any jurisdiction where use is forbidden. We may decline service, require KYC checks, and suspend accounts for risk, fraud, or violations. You are responsible for keeping profile details accurate and protecting your login credentials.

3. Services, third parties, and risk

We may point you to or explain third-party platforms; unless we say otherwise, we are not acting as your broker. Trading carries significant risk of loss. Previous results do not ensure future outcomes. You alone are responsible for your choices and any taxes.

4. Charges, acceptable use, and IP

Any fees will be displayed at the time of purchase. You must not abuse the Services, including by posting illegal content, spreading malware, scraping without permission, bypassing security, or reverse engineering except where the law allows. All Platform content and trademarks stay our property or the property of our licensors; you are granted a limited, revocable license to use them as provided.

5. Warranty disclaimers and liability limits

To the fullest extent permitted by Singapore law, the Services are provided as is without warranties of any kind. We exclude liability for indirect or consequential losses and, where permitted, cap total liability at the greater of S170 S$ or amounts you paid us in the three months before the claim. Nothing excludes non-excludable consumer protections.

6. Indemnity, account suspension, and ending access

You agree to protect us from claims arising out of your use of the Services or your breach of these Terms. We may suspend or end access for breach, risk, or legal reasons. Sections that survive include liability limits, indemnity, and dispute terms.

7. Privacy, applicable law, and contact details

Personal information is handled as described in our Privacy Policy. These Terms are governed by the laws of Singapore and applicable local law; courts located in Singapore have non-exclusive jurisdiction unless mandatory law says otherwise. Questions: [email protected].